by Karen | Mar 17, 2026 | Residential
Every year, Texas storm season brings hail, high winds, and heavy rain—and with it, a surge of insurance claims. If you own a home or a vehicle, it’s not a matter of if you’ll deal with hail at some point—it’s when. Knowing how to handle a hail claim correctly can...
by Karen | Mar 17, 2026 | Residential
Storm season in Texas isn’t something to take lightly. Between hail, high winds, tornadoes, and flash flooding, the damage can be fast—and expensive. The good news? Most homeowners can significantly reduce their risk with a little preparation ahead of time. Here’s...
by Karen | Mar 17, 2026 | Residential
Homeowners insurance can feel confusing—and honestly, most people don’t look at their policy until something goes wrong. By then, it’s too late to fix gaps. After working with homeowners every day, the same three questions come up again and again. If you understand...
by Karen | Mar 17, 2026 | Residential
When it comes to homeowners insurance, one of the most misunderstood—and most costly—details is how your policy pays out after a loss. The difference between Actual Cash Value (ACV) and Replacement Cost (RC) can mean thousands of dollars out of your pocket if you’re...
by Karen | Mar 17, 2026 | Life Insurance
When parents start planning for college, two strategies often come up: A 529 college savings plan Using permanent life insurance as a college funding tool Both can work. Both have advantages. And both have downsides that are often glossed over. If you’re making this...
