About Us

Your Trusted Independent Insurance Partner in Texas

“Insurance should feel like a safety net, not a gamble. I’m here to make sure you’re protected with confidence and clarity.” – Karen Ray

We’re Here to Help You Navigate Insurance with Confidence

Real protection. Real people. Real peace of mind.

100% Secure Coverage Options

Your information and policies are handled with the highest level of care and confidentiality.

We're Here to Help You Navigate Life’s Uncertainties

Your peace of mind is our priority if you have concerns or questions, we’ll work with you to find the right solution.

“If you want protection that works and a team that follows through — Karen Ray Insurance Agency has you covered.”

Why Choose Us

Insurance Made Simple. Service Made Personal.

At Karen Ray Insurance Agency, we’re more than just a provider — we’re your partner in protection. 

Meet The Team

A Team Of Amazing People

Karen Ray

Founder & Agency Owner

Karen founded the agency with a mission to offer honest, reliable, and community-centered insurance services. With decades of industry knowledge and a passion for helping others, she continues to lead with integrity and care.

Phone

(682) 235-0174

Jacob Schulz-Behrend

Producer & Co-Owner

As Co-Owner and licensed producer, Jacob is committed to delivering top-tier service and building long-term relationships. His focus is on helping clients understand their options and find smart, affordable insurance solutions.

 

Phone

(817) 704-2869

Megan Marshall

Licensed Insurance Producer

Megan specializes in helping individuals and families find reliable coverage tailored to their unique needs. Her approachable style and strong knowledge base make the insurance process simple and stress-free.

Phone

(817) 704-2788

Brandy Young

Office Manager & Licensed Insurance Producer

Brandy plays a key role in keeping the agency running smoothly. She brings exceptional organizational skills, a friendly approach to client service, and years of insurance experience to support both the team and our valued customers.

Phone

(817) 704-2840

Julia Godunov

Insurance Producer – Greater Austin Area

Fluent in Russian and Hebrew, Julia serves a diverse community in the Austin area. With a focus on clear communication and personalized policies, she ensures each client receives the guidance and coverage they need.

Phone

512-635-9601

Mail