About Us
Your Trusted Independent Insurance Partner in Texas


“Insurance should feel like a safety net, not a gamble. I’m here to make sure you’re protected with confidence and clarity.” – Karen Ray
We’re Here to Help You Navigate Insurance with Confidence
Real protection. Real people. Real peace of mind.
100% Secure Coverage Options
Your information and policies are handled with the highest level of care and confidentiality.
We're Here to Help You Navigate Life’s Uncertainties
“If you want protection that works and a team that follows through — Karen Ray Insurance Agency has you covered.”
Why Choose Us
Insurance Made Simple. Service Made Personal.
At Karen Ray Insurance Agency, we’re more than just a provider — we’re your partner in protection.
Meet The Team
A Team Of Amazing People






Karen Ray
Founder & Agency Owner
Phone
(682) 235-0174

Jacob Schulz-Behrend
Producer & Co-Owner
As Co-Owner and licensed producer, Jacob is committed to delivering top-tier service and building long-term relationships. His focus is on helping clients understand their options and find smart, affordable insurance solutions.
Phone
(817) 704-2869

Megan Marshall
Licensed Insurance Producer
Megan specializes in helping individuals and families find reliable coverage tailored to their unique needs. Her approachable style and strong knowledge base make the insurance process simple and stress-free.
Phone
(817) 704-2788

Brandy Young
Office Manager & Licensed Insurance Producer
Brandy plays a key role in keeping the agency running smoothly. She brings exceptional organizational skills, a friendly approach to client service, and years of insurance experience to support both the team and our valued customers.
Phone
(817) 704-2840

Julia Godunov
Insurance Producer – Greater Austin Area
Fluent in Russian and Hebrew, Julia serves a diverse community in the Austin area. With a focus on clear communication and personalized policies, she ensures each client receives the guidance and coverage they need.
Phone
512-635-9601
Julia@[email protected]